When it comes to installing or replacing a roof, the material you choose is just as important as the roofing contractor you hire. For homeowners in St. Charles, St. Louis County, and surrounding areas in Missouri, picking the right roofing material means balancing durability, aesthetics, cost, and—most importantly—climate suitability.
Missouri’s climate is known for its hot, humid summers, cold winters, and occasional severe storms including hail, strong winds, and heavy rain. Let’s take a closer look at the best roofing materials for this type of environment—and how to make the right choice for your home.
1. Asphalt Shingles: The Most Popular Option
Pros:
- Affordable and widely available
- Can withstand high winds (up to 110–130 mph if properly installed)
- Available in various styles and colors
- Good fire resistance
Cons:
- Lifespan of 15–30 years depending on quality
- Can be vulnerable to algae and moss growth in humid conditions
Best for: Homeowners looking for a cost-effective, traditional roofing option that performs reasonably well in all weather.
2. Metal Roofing: Strong Against Storms
Pros:
- Highly durable—extend the lifespan of your property
- Excellent resistance to hail, wind, and fire
- Reflects sunlight, improving energy efficiency in hot summers
- Recyclable and environmentally friendly
Cons:
- Higher upfront cost than asphalt
- Can be noisy during heavy rain if not properly insulated
Best for: Homeowners who want a long-term investment that can handle severe weather and fluctuating temperatures.
3. Clay or Concrete Tiles: Stylish but Heavy
Pros:
- Extremely durable
- Highly resistant to fire and rot
- Great for achieving a Spanish or Mediterranean look
Cons:
- Very heavy—may require roof structure reinforcement
- More expensive and harder to install
- Less ideal for roofs with steep slopes common in some Missouri homes
Best for: Homeowners prioritizing aesthetics and longevity, and who are willing to invest in structural support if needed.
4. Synthetic or Composite Roofing: The Best of Both Worlds
Pros:
- Designed to mimic slate, wood shake, or tile
- Lightweight, durable, and often made from recycled materials
- Great resistance to wind and impact
- Often come with long warranties
Cons:
- Newer product types may vary in quality
- Can be more expensive than asphalt
Best for: Homeowners looking for a blend of beauty and performance, especially in neighborhoods with HOA design standards.
How Missouri’s Climate Impacts Roofing Material Choices
Here’s why the local climate plays a major role in choosing roofing materials:
- High humidity in the summer can cause rot, mold, or algae growth in certain materials.
- Freeze-thaw cycles in the winter can crack or warp some roofing types.
- Storms and hail are common, so wind and impact resistance are essential.
- Hot sun exposure demands UV-resistant and energy-efficient materials
Thinking Long-Term? Choose Smart, Not Just Cheap
While cost is always a factor, choosing a roofing material based on price alone can cost more in the long run due to repairs, replacements, or insurance issues.
Always consider:
- Expected lifespan of the material
- Energy efficiency (especially in hot Missouri summers)
- Maintenance needs
- Aesthetic compatibility with your home
Insurance Tip: Protect Your Investment
Your roofing material may even affect your homeowners insurance. Some insurers offer discounts for impact-resistant materials (like metal or certain composite shingles), while others may not fully cover damage if cheaper materials wear out too soon.
📄 Related Read: How to File a Roof Insurance Claim in Missouri: A Step-by-Step Guide
Need Help Choosing the Right Roof? We’re Here for You
At Horizon Roofing & Exteriors, we specialize in helping Missouri homeowners choose the best roofing solution for their home, style, and budget. Whether you’re considering asphalt, metal, or something more premium, our experts are happy to guide you through every step—from material selection to installation and even insurance claims.
📞 Contact us today for a free estimate or consultation in St. Charles County, St. Louis County, and surrounding areas.
Brian Donohue
Brian Donohue is the owner of Horizon Roofing & Exteriors, the leading roofing company in St. Peters, Missouri, dedicated to delivering quality roofing solutions. With a strong background in project management, sales, and customer service, Brian has built a reputation for reliability and excellence in the roofing and construction industry.